Mobile Solutions
RETAIL WALLET
CARDS4U
Cards4u is a wallet loyalty application, developed and managed by SIBS Romania, that offers multiple advantages to both the merchant and the cardholder. Cards4u is available for iPhone and Android devices and is very easy to install and use.
The application allows users to issue a loyalty card from their favorite brand, directly from the application, and benefit from relevant promotions in real time.
SIBS Romania offers support for the integration in the solution as well as dedicated management services: constant communication and collaboration with the partner’s marketing department, publication of offers and campaigns in the application and on the dedicated Cards4Uapp Facebook page, reports and statistics, upon request, the necessary logistic elements, event promotions through the Cards4Uapp application, changing the buttons or the questionnaire for the extended profile, a dedicated IT team, a dedicated team for marketing support, creation and advertising.
WHITE LABEL WALLET FOR MERCHANTS
The White Label Wallet for Merchants is a wallet platform, optimized for both standard PC’s and mobile browsers, that allows contactless payments from the digital wallet, card provisioning (storage of encrypted card data) and token life cycle management.
The system consists of a software platform, with a web and a recurrent interface, that ensures online payment transactions using cards issued under VISA and Mastercard. Some of the features include biometry authentication, cards tokenization, top-up methods between bank cards, top-up from another cards issuers (after the e-commerce license is acquired), mobile app integration and back-end integration. PSD2 exemptions are supported. The solution can be tailored to bank’ specifications, with focus on client journey.
The web interface allows the cardholder to store multiple cards into the wallet, including loyalty cards, to make online shopping through bank cards and offline shopping through loyalty cards, to make payment transactions by only selecting the card number alias and to administrate all related information (add, modify, delete card details). The operations can also be performed using a mobile application developed for this purpose.
The recurrent interface allows the cardholders to establish a recurrent plan for the monthly invoices.
The white label wallet for merchants can be downloaded from Google Play / AppStore and optimized for smartphone with iOS 4.3 or newer and Android 2.2 or newer. For other operating systems, the application can be opened by phone browser, providing access to the main features. SMS alerts and emails regarding transactions are available.
MERCHANT OPERATION SERVICES
We offer personalization of payment services according to the approved acquirer.
NFC, QR, RFID PAYMENT SOLUTIONS
SIBS Romania offers complete services for implementing payment solutions based on QR, RFID and NFC technologies including consultancy, software application, acquisitions of tags, cards, NFC and card readers, solution management, personalization of cards and tags, as well as web hosting services for the applications.
The NFC (Near Field Communication) solution enables consumers to make payments at all NFC compatible checkouts and is based on a contactless card technology that allows payment cards to communicate with the NFC readers, via chip and antenna.
The QR (Quick Response) solution enables mobile payment via smartphone, by scanning a QR code.
The RFID (Radio Frequency Identification) solution enables data transmission between a card / device with RFID chip and a reader device. The data connection is enabled as soon as the cardholder enters a designated space.